Laws and Rules Pertinent to Insurance 2025 – 400 Free Practice Questions to Pass the Exam

Dental expense insurance is specifically designed to cover services related to dental health, including preventive care, treatment, and care for conditions such as gum disease. This type of insurance focuses on oral health, offering benefits for procedures like cleanings, fillings, root canals, and periodontal care, which are essential for maintaining overall dental hygiene.

In contrast, Medicaid provides health coverage primarily for low-income individuals but does not specifically target dental care — it covers a broader range of medical services. Major medical insurance typically covers catastrophic health expenses but does not specifically focus on dental treatment. A franchise health policy is aimed more at small groups or businesses and generally covers wider health services without the specific focus on dental care. Thus, dental expense insurance is the only option that directly addresses the treatment and care needed for gum disease.